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You will receive your renewal pack with all the relevant documentation at least four weeks before you're due to renew.

If you are happy with the details of your renewal as outlined in the documentation you receive, your policy will automatically renew.

Everyday Medical Expenses If you need treatment for an everyday medical expense, for example, a visit to your GP, Physio, dentist, scan etc - simply log in to your Member Area to find out the cover specific to your scheme.

In-patient Expenses However, if you need to check cover for in-patient treatment, the easiest thing for you to do is to give us a ring on 1890 700 890 (lo-call) or 0 (regular landline). When you call, could you have these three things to hand please?

If you have already registered for your personalised Member Area, you can use the same log in details for our app too.

However, if you would like to review your policy further you can log on to our Member Area but please note that only the main member can make changes to the policy at renewal.

At laya healthcare we offer a wide range of schemes to suit you and your family's needs.

In that time you’re covered for accident and injury treatments, but not illness.

Once the waiting period has passed, you’ll be able to claim all your scheme’s benefits.

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